📋 Written Ability Test (WAT) Analysis Guide

🌍 Topic: Can Remittances from Migrant Workers Drive Economic Growth in Their Home Countries?

🌐 Understanding the Topic’s Importance

Remittances are essential for socioeconomic stability, helping millions in developing nations meet their basic needs. For B-school students, understanding their role connects to themes of financial inclusion, policy innovation, and global economic integration.

⏳ Effective Planning and Writing

  • Time Allocation:
    • Planning: 5 minutes
    • Writing: 20 minutes
    • Review: 5 minutes
  • Preparation Tips:
    • Identify statistics on remittance flows.
    • Note key stakeholders and developmental impacts.

✍️ Introduction Techniques for Essays

  • Contrast Approach: “While remittances lift millions out of poverty, they can create overdependence, hindering economic diversification.”
  • Solution-Based Approach: “Reducing global remittance transfer fees from 6.3% to the SDG target of 3% could free up billions for development.”

📊 Structuring the Essay Body

  • Achievements:
    • Cite data on poverty reduction and household spending.
  • Challenges with Comparative Analysis:
    • Discuss high fees and overdependence risks using global examples.
  • Future Outlook:
    • Highlight technological innovations and policy recommendations.

📄 Concluding Effectively

  • Balanced Approach: “Remittances offer immense potential, but strategic policies are needed to mitigate risks and maximize developmental impacts.”
  • Global Comparison Approach: “Countries like the Philippines and Bangladesh demonstrate how structured remittance policies can amplify economic benefits.”

🚀 Recommendations for Sustainable Progress

  • Reduce transfer costs.
  • Encourage diaspora investments.
  • Strengthen formal remittance channels.

📝 Sample Short Essays

  • Balanced Perspective: “Remittances are a double-edged sword: a lifeline for millions yet a crutch for economies over-reliant on external inflows.”
  • Solution-Oriented: “Technological advances in remittance services can reduce costs, boosting funds for education and business investments in developing nations.”
  • Global Comparison: “With remittance inflows exceeding FDI in many countries, strategies like Bangladesh’s microfinance integration model must be emulated globally.”

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